| Loan Accounts |
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| Unsecured Loans (Signature) |
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| Signature and Lines of Credit | 7.70%-14.75% APR | |
| Fall Loan Special 10/1-11/30/09 | as low as 6.5.% APR | Up to $1,500 for 12 months w/ rate as low as 6.5% |
| rate based on FICO score at time of app. |
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| |
| Vehicle Loans |
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| New Vehicle | 4.50%-12.00% APR | to 48 months and 49 to 72 months |
| 100% financing- rate based on term/credit score |
| Used Vehicle | 5.00%-13.00% APR | up to 60 months depending on rate and vehicle year |
| Will lend up to 100% NADA value on used vehicles |
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| Home Equity Loans |
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| Variable Rate Lines of Credit | *3.25% APR | up to 120 months/based on loan balance |
| *rate based on current prime rate at application. |
| Fixed Rate | 4.25-4.75% APR | 4.25% for up to 60 mos./ 4.75% for up to 120 mos. |
| *rate based on current prime rate at application. |
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